RATCHFORD ELIZABETH B. (nee Buckley) on Jan. 13, 2005, of Cathedral Village, formerly of Erdenheim; beloved wife of the late William Ratchford; loving mother of Elizabeth Bradshaw, W. Buckley Ratchford, Thomas C. Ratchford, and Faith Morreale; devoted grandmother of 5. Relatives and friends are invited to call on Tues. from 9 to10 A.M. at St. Genevieve Church, 1225 Bethlehem Pike, Flourtown. A Funeral Mass will be held at 10 A.M. Int. Calvary Cem. JOHN F. MURRAY F.H., Flourtown